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SMM2H GUIDE

Your Pathway to
Sarawak

Programme Guidelines

Eligibility & Financial Criteria

Eligibility & Duration

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10-Year Duration

Primary SMM2H pass duration is TEN (5 + 5) years, renewable upon expiry. Dependents receive a 1-year renewable pass.

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Age & Dependents

Applicants must be 30 years or older. May include spouse, children under 21, and biological parents.

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Mandatory Residency

Participants are required to complete a mandatory stay of at least 30 days annually in Sarawak.

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Medical & Insurance

Pass a medical check-up in Sarawak and maintain medical insurance coverage for the entire visa duration.

Fixed Deposit & Financials

Fixed Deposit in Sarawak

RM500,000

Monthly Pension / Salary
  • Single ApplicantRM10,000
  • Couple / DependentsRM15,000
Or Bank Savings Proof
  • Single ApplicantRM100,000
  • Couple / DependentsRM200,000
FD Withdrawal: Starting from year 2, you may partially withdraw up to 50% for property/vehicle purchases, medical treatment, or education only in Sarawak.

Visa Privileges

The Privileges of SMM2H Pass

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Long-Term Stay

Receive a multiple-entry Social Visit Pass granting the privilege to reside in Sarawak. Participants must meet a minimum requirement of staying at least 30 days per year in Sarawak.

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Property Ownership

Buy any number of residential properties meeting government minimums. For example, in Kuching, participants may purchase properties with a valuation of RM600,000.00 or exceeding.

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Tax Exemptions

Income from foreign sources and funds brought from overseas are exempt from taxes. Profits generated within Sarawak, such as property rentals or sales, are subject to taxation.

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Education Access

Children of participants can attend any private or international school, college, or university they choose, provided they meet the specific institution's admission criteria.

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Domestic Helper

To ensure household comfort, each participant is permitted to apply for one domestic helper, in accordance with current guidelines set by the Immigration Department.

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Housing Loans

SMM2H participants enjoy better opportunities to obtain local housing mortgages and financing from licensed banks in Sarawak for their property investments.

Are you ready to start your
journey to Sarawak?

Everything You Need to Know

Frequently Asked Questions

What is the main difference between Sarawak MM2H (SMM2H) and Peninsular MM2H/Sabah MM2H?

Participants in the Sarawak MM2H Programme are not required to purchase a residential property. Whereas participants in the Peninsular/Sabah MM2H are mandated to purchase a residential property valued at a minimum of RM600,000.00.

Is there a minimum stay requirement?

Yes. All participants must reside in Sarawak for at least 30 days annually.

Must all dependents meet the annual stay requirement?

No. Only the main applicant and spouse must fulfill the 30-day annual stay in Sarawak. Other dependents, specifically parents and children, are not required to meet this requirement.

What happens if I do not meet the 30-day stay requirement?

Failure to meet the minimum stay requirement may affect SMM2H pass renewal or result in its cancellation.

Can I do a medical check-up in my country?

No. Medical check-up must be done only in Sarawak.

Do I need medical insurance?

All applicants under 70 must obtain medical insurance from an insurance company located in Sarawak. This coverage must last for the entire duration of their SMM2H pass.

Must dependents obtain medical insurance?

Dependents must obtain medical insurance from an insurance company located in Sarawak. This coverage must last for the entire duration of their SMM2H pass.

What is the duration provided for the endorsement of the SMM2H pass following the issuance of the Conditional Approval Letter?

The approved applicant will be granted six months from the issuance date of the Conditional Approval Letter to complete the endorsement.

Is it possible to convert a SMM2H to a Peninsular MM2H?

No. SMM2H and Peninsular MM2H are separate programmes. You must apply separately to switch.

Can I place the fixed deposit with a bank located in other parts of Malaysia other than Sarawak?

No. The fixed deposit must be placed with a bank located only in Sarawak.

When can I withdraw my fixed deposit?

In the second year, participants can withdraw up to 50% of their fixed deposit. This is for approved expenses such as property or car purchases, medical costs, and children's education in Sarawak. They can also withdraw the fixed deposit when they terminate the SMM2H pass.

Can I withdraw my fixed deposit at any time during my stay in Sarawak?

No. Participants may only withdraw the fixed deposit upon obtaining written authorization from the Ministry of Tourism, Creative Industry and Performing Arts Sarawak and the Immigration Department.

Am I allowed to withdraw my fixed deposit for a few months and then top it back later?

No. Participants are prohibited from doing so.

If my SMM2H pass expired several years ago, am I still required to terminate it?

Participants are required to complete the termination of the SMM2H pass at the Immigration Department for the release of the fixed deposit.

What happens to my fixed deposit after my SMM2H pass is canceled?

Once the SMM2H pass is canceled, you can withdraw the full fixed deposit, provided that the relevant authorities grant clearance.

Is there any tax obligation for SMM2H participants?

Generally, income from foreign sources is exempt from taxation in Malaysia, depending on the prevailing tax policies. Only income generated in Malaysia is taxable. It is advisable to consult a tax professional for individual cases.

Can I buy a tax-exempt vehicle in Malaysia?

SMM2H participants are not eligible to buy tax-exempt vehicles.

Can dependents (children) study in Sarawak?

Yes, dependents (children) can study in Sarawak. However, they need to apply for a Student Pass through the Immigration Department.

Can dependents (children) attend government schools, or are they limited to international (private) schools?

They can attend both government and international (private) schools. However, to attend government schools, applicants must obtain approval from Malaysia's Ministry of Education.

May I include my parents in my application?

Yes, parents may be included as dependents. Parents-in-law are not eligible for dependent status under SMM2H.

Can I apply for the SMM2H pass without an agent?

Applicants whose immediate family members (spouses, parents, step-parents, children, or siblings) are citizens of Sarawak and are able to serve as personal sponsors are permitted to submit an application for the SMM2H pass directly, without an agent.

Can I apply for Permanent Residency (PR) after 10 years?

SMM2H is a long-term social visit pass; it does not lead to permanent residency.

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